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Services

A broad payments platform for Australia.

Five integrated services covering money movement — from holding funds, to accepting payments, to sending them onward.

01 · Digital Wallet

One account for every balance.

Hold, manage and spend funds from a single account. Access your money any time with a fully digital wallet built for individuals and businesses.

  • Individual and business accounts
  • Real-time balance and transaction history
  • Multi-factor authentication as standard

02 · Remittance & Transfers

Global money, moved with care.

Send money across borders with transparency end-to-end. CapGuard connects you to a global partner network so your funds can reach where they need to be.

  • Established international partner network
  • Upfront fees and indicative delivery times
  • AML/CTF screening and traceability

03 · Foreign Exchange

Multi-currency settlement, upfront pricing.

Convert and settle payments in multiple currencies with clear pricing disclosed before you confirm. Suited to businesses and individuals dealing in international trade and payments.

  • Major and emerging market currencies
  • Spot and forward options for businesses
  • Direct settlement into wallet or bank

04 · Payment Gateway & Merchant Acquiring

Accept payments where your customers are.

Accept payments from your customers through an integrated gateway. Whether online or in-store, CapGuard processes your transactions with screening and controls at each step.

  • Online checkout and in-store acquiring
  • Card, digital wallet and local methods
  • Security and fraud tooling aligned with industry standards

05 · Business Consultancy

Payments experience, on your team.

Experienced guidance on payment infrastructure, compliance frameworks and payment operations. We support businesses working through the complexities of launching and scaling in the payments space.

  • Licensing and compliance strategy support
  • Payment infrastructure design
  • Operational and risk frameworks

Not sure where to start?

Tell us about your business and we’ll recommend the right mix.

Book a consultation