Solutions

Built for the way you move money.

CapGuard packages our payment rails into four platforms — each tuned for who you are and how your money needs to move.

01 · CapGuard Personal

Your everyday wallet, with the world built in.

One Australian account that holds your money, sends it abroad and lets you transact at home — designed for individuals, expats and families.

  • Hold and spend AUD with full transaction history
  • Send to family overseas with upfront fees
  • Multi-factor authentication and device controls

02 · CapGuard Business

The payments stack for growing Australian businesses.

Accept payments online and in-store, hold settlements in your wallet, pay suppliers at home or overseas — all from one Australian provider.

  • Online checkout, in-store acquiring, recurring payments
  • Multi-currency wallet with clean reconciliation
  • Supplier payouts via remittance and FX

03 · CapGuard Enterprise

Treasury-grade payments and FX for large operations.

For corporates, payroll-heavy operations and multi-entity groups that need consistent execution, transparent pricing and a dedicated team behind every payment cycle.

  • Spot and forward FX with disclosed pricing
  • Multi-entity wallets with role-based controls
  • Dedicated relationship and operations support
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04 · CapGuard Partner

Embed CapGuard rails into your product.

For platforms, fintechs, ISVs and marketplaces. Use our APIs to give your customers wallets, gateway and FX without standing up your own payments stack.

  • Wallet-as-a-service and embedded gateway APIs
  • Co-branded customer flows and KYC
  • Implementation guidance from our consultancy team

Not sure which fits?

Tell us about your business or how you move money — we’ll point you to the right platform.

Talk to our team